Being sued by a company you have never heard of can be confusing. Many Louisiana residents expect a lawsuit to come from the original credit card company or lender. Instead, they often receive court papers from names like Midland Funding or LVNV Funding. These companies are called debt buyers. They purchase old debts in large...Read More

Many people assume that once a debt buyer files a lawsuit, the case will automatically end in a judgment. In reality, debt buyers frequently dismiss cases. This happens more often than most consumers realize. Understanding why debt buyers dismiss lawsuits can help you see where leverage exists and why responding properly to a case matters....Read More

Many people assume that if a debt collector cannot produce the original contract, they cannot sue you. Unfortunately, that assumption is not always correct. Debt collectors file lawsuits every day in Louisiana without attaching the original signed agreement. That does not automatically mean they will win, but it also does not prevent them from filing...Read More