If a creditor has obtained a judgment against you in Louisiana, you may be wondering how long that judgment can follow you. Many people assume judgments disappear quickly. In reality, judgments can remain enforceable for years and may continue accumulating interest during that time. Understanding how long a judgment lasts and what creditors can do...Read More

Wage garnishment is one of the most serious consequences of a debt lawsuit in Louisiana. Once a creditor obtains a judgment, they may ask the court to garnish a portion of your wages directly from your employer. Many people feel overwhelmed when garnishment begins. Some hope it will stop on its own. Others avoid dealing...Read More

Receiving notice that a default judgment has been entered against you can feel devastating. Many people assume that once a judgment is entered, there is nothing they can do. That is not always true. In some situations, Louisiana law allows a person to ask the court to reopen or vacate a default judgment. These requests...Read More

A default judgment is one of the most serious outcomes in a Louisiana debt lawsuit. It allows the creditor to win the case without having to prove their claim in court, simply because the defendant failed to respond properly or appear. Many Louisiana residents do not realize what a default judgment means until collection efforts...Read More

Being sued for a debt in Louisiana can feel overwhelming, especially if you are unsure whether the creditor actually has the legal right to win. Many people assume that once a lawsuit is filed, the outcome is inevitable. That is not true. Debt lawsuits are dismissed in Louisiana courts every day, often because creditors cannot...Read More