Wage garnishment is one of the most serious consequences of a debt lawsuit in Louisiana. Once a creditor obtains a judgment, they may ask the court to garnish a portion of your wages directly from your employer. Many people feel overwhelmed when garnishment begins. Some hope it will stop on its own. Others avoid dealing...Read More

Receiving notice that a default judgment has been entered against you can feel devastating. Many people assume that once a judgment is entered, there is nothing they can do. That is not always true. In some situations, Louisiana law allows a person to ask the court to reopen or vacate a default judgment. These requests...Read More

Many people assume that if a debt collector files a lawsuit, the collector automatically wins. That is not true. In Louisiana, debt collectors must prove their case with actual evidence before a court can enter judgment against you. Understanding what creditors are required to prove can help you recognize weaknesses in their case and protect...Read More